Google adsense 在国内的收款情况可谓是不堪入目，能成功收到西联汇款的算是比较幸运，或者是身先士卒申请到了 Google 上海的纸质证明文件，由于本身国内的一些银行就没有西联汇款的代理（国内哪些银行可以办理西联汇款？），就直接导致了渠道的变小，然而电汇似乎就开始成了国内另外的一个选择了。The situation of receiving money in China can be described as unsightly. Those who can successfully receive Western Union remittances are lucky, or they are the first to apply for the paper certification documents of Google Shanghai. Because some domestic banks do not have Western Union remittance agents (domestic Which banks can handle Western Union money transfer?), which directly led to the reduction of channels, but wire transfer seems to have become another choice in China.
Wire transfers are supported by almost all banks, but you need to have your own savings or debit card of the bank, and you need to support USD currency to change your card account, and then you can start using Google AdSense wire transfer payment with confidence. With my own personal experience, I will share and give you a tutorial through a process of collecting foreign exchange in Bank of China.
Location: Bank of Chengdu, Sichuan: Bank of China Chengdu Wangping Street Sub-branch Tip: Zifan will test that Bank of China will deduct a $12 handling fee first through the Google AdSense backstage, enter "Payment", and then add "Payment Method" in "Manage Payment Methods" ", then fill in the wire transfer as shown in the figure below: The screenshot of wire transfer information is for reference only, and there are different situations in different places and different banks.
You only need to fill in four pieces of information: 1. The name on the bank account: use the pinyin of the name to fill in, it is recommended to use uppercase, and then there needs to be a space between the surname and the first name, for example: ZHANG ZIFAN, or 2. Bank name: bank's English name, consult and request directly from the bank where your debit card or savings card is opened: directly obtain it through the bank’s official online customer service, Zifan recommends that Xu’s account bank directly consult and request specific information 4. Account number, re-enter account number: these two The place is to fill in your debit card account and finally remember to check "Set as the primary payment method", and then the next time Google AdSense payment or reissue payment will be sent in this way.
The main thing to note is that during the weekend, the wire transfer to the Bank of China will not process the wire transfer settlement, and Zifan still received a call from the bank branch staff to express the need to provide a contract with the payment company "Google Asia Pacific Pte. Ltd." or It proved that in the end, Zifan printed and submitted the payment receipt page and the Google online terms of service, as well as the screenshots of the payment profile page in the payment settings. The bank said that it was possible to deposit, so it was one hour before Zifan sent the document. Zifan has received the deposit from the bank, but has deducted a $12 handling fee.
However, after consulting the bank and saying that there is money every month, the staff said that it still needs to continue to submit, or Google needs to provide a proof of long-term cooperation. In other words, regardless of whether it is Western Union or wire transfer, domestic banks basically need supporting documents. If you apply for supporting documents (Google AdSense paper certification document application method), theoretically it should be fine, just mine Google has not mailed it to me yet.
电汇是几乎所有银行都支持的，但是需要自己拥有该银行的储蓄卡或者借记卡，并且改卡帐户需要支持美元货币，然后就可以放心大胆的开始使用 Google AdSense 的电汇付款，以下子凡就以自己亲身经历，通过中国银行收汇的一个历程给大家做一个分享及教程。
地点：四川成都
银行：中国银行成都望平街支行
提示：子凡亲测中国银行扣取 12 美元手续费
首先通过 Google AdSense 后台，进入“付款”，然后在“管理付款方式”中添加“付款方式”，然后电汇的填写如下图：
Google AdSense 电汇信息填写
截图仅供参考，各个地方及不同银行都存在不同的情况。
只需要填写四项信息：
1.银行账户上的姓名：使用姓名拼音填写即可，建议为大写，然后需要姓与名之间有一个空格，例如：ZHANG ZIFAN，或者 ZHANG FAN
2.银行名称：银行的英文名称，直接在自己借记卡或者储蓄卡的开户行咨询和索取
3.SWIFT BIC：直接通过银行官方在线客服获取，子凡建议还是徐开户行直接咨询和索取具体信息
4.帐号、重新输入帐号：这两处就是填写自己的借记卡帐号
最后记得勾选“设为主要付款方式”，然后下次 Google AdSense 付款或者重新签发付款的时候就会以这个方式打款。
主要注意的是，期间由于电汇到中国银行周末是不处理电汇解付的，并且子凡依旧接到银行支行工作人员电话表示需要提供与“Google Asia Pacific Pte. Ltd.”这个付款公司的合同或者证明，最后子凡把付款收据页面和Google 在线服务条款，还有付款设置里面的付款资料页面的截图都打印提交，银行方面才说可以入款，那么也就是到子凡发文前的一个小时，子凡已经收到了银行的入款，但是扣取了 12 美元的手续费。
但是后面咨询银行说每个月都有款项，工作人员表示还是需要继续提交，要么就需要 Google 提供一个长期合作的证明。那么也就是说不论是西联汇款还是电汇，国内的银行基本都还是需要证明文件，那么如果通过申请了证明文件（Google AdSense 纸质证明文件申请方法）的，理论上应该就可以了，只是我的目前 Google 还没有邮寄给我。
